Voluntary Life and AD&D Benefits
When your needs call for more than Basic Life and AD&D coverage, additional Voluntary Life and AD&D coverage is available for purchase for you, your spouse and your dependent children. Coverage purchased through this plan is offered at a group discounted rate with guaranteed issue amounts. Employees must elect coverage in order to purchase spouse or child coverage.
Employee |
Spouse |
Child(ren) |
|
|---|---|---|---|
Maximum Benefit |
Up to $300,000 |
100% of employee benefit up |
$5,000 to $10,000 |
Guarantee Issue |
First $60,000 |
$30,000 |
$5,000 to $10,000 |
Annual Increase |
$10,000 |
EOI required for all amounts |
$5,000 to $10,000 |
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